What is Life Insurance?

Life insurance is a contract between an individual and an insurance company, where the individual pays a premium in exchange for a lump sum payment to their beneficiaries upon their death. The purpose of life insurance is to provide financial protection for loved ones in the event of the policyholder’s death. This payment can be used to cover expenses such as funeral costs, outstanding debts, and ongoing living expenses.

There are different types of life insurance policies available, including term life insurance, whole life insurance, and universal life insurance. Term life insurance provides coverage for a specified period of time, while whole life insurance and universal life insurance provide coverage for the policyholder’s entire life. Life insurance policies can be customized to meet an individual’s specific needs and budget, and can provide peace of mind knowing that loved ones will be financially protected in the event of the policyholder’s death.

Shop for rates and enroll online.

Skip the talk with an agent and select the plan that works for your needs.  If you need assistance, help is there if you need it.  We have selected a few of our most popular plans for you to consider below.